In short
For the AOK health insurance card you need a recent, frontal photo with your face clearly visible against a neutral background. A biometric passport photo is not required. AOK recommends uploading the photo in the “Meine AOK” portal. Post to your AOK also works; for security reasons AOK does not accept email or data carriers.
Last updated: · FotoKlar editorial team
Creating the photo for the AOK health card
- 1Take a photo in daylight from the front or upload one in the tool above.
- 2“Health insurance card” is already selected: we crop, replace the background and check the photo.
- 3See the free preview, buy and download the file.
Sending the photo via the AOK online portal
AOK recommends uploading the photo in the “Meine AOK” portal. Post to your AOK also works; for security reasons AOK does not accept email or data carriers.
- 1Create the photo at FotoKlar and download the file
- 2Sign in to “Meine AOK” and open the health card / photo section
- 3Upload the file and submit
Photo requirements
What AOK itself says:
- Size 35 × 45 mm without border
- Head centred, face 70–80% of the image
- Neutral background without distracting elements or shadows
- Eyes open and visible, also with glasses
- Religious head covering allowed if it does not cover the face
- Not required to be biometric; ideally no older than six months
Photo rejected – what now?
If your photo is rejected, AOK usually tells you why. Common reasons are shadows, a busy background, a tilted head or a face that is too small.
- Take a new photo in daylight from the front, head straight
- Face large enough in the frame (about 70–80% of the image height)
- Have the background replaced – FotoKlar does this automatically
- If the insurer rejects the purchased photo for not meeting its requirements, we refund the €7.99 in full
Sources
- AOK: the photo for your electronic health card – checked 21/10/2026
- § 291a SGB V (photo on the health card) – checked 21/10/2026
